Stay Ahead of the IRS

You can contribute to a traditional or Roth IRA for the prior tax year up until the filing deadline. For 2026, the limit is $7,000 ($8,000 if you're 50+). It's one of the easiest ways to reduce your taxable income or grow tax-free retirement savings.

If you use your car for medical appointments, charity work, or a side business, every mile counts. The IRS mileage rate changes annually — use a free app like MileIQ to log trips automatically. It adds up faster than you think.

If you paid for daycare, after-school programs, or summer camp so you could work, you may qualify for a credit worth up to $1,050 per child. Keep your receipts and the provider's tax ID number.

Got married, had a baby, bought a house, or changed jobs? Your withholding may need to be updated. A quick W-4 review can prevent a surprise tax bill — or get you a bigger refund.

Health Savings Account contributions are triple tax-advantaged: tax-deductible going in, tax-free growth, and tax-free withdrawals for medical expenses. For 2026, you can contribute up to $4,300 (self) or $8,550 (family).

Keeping a dedicated business bank account and credit card makes bookkeeping cleaner, protects your personal liability, and makes tax time far less stressful. It's one of the first things we recommend to every new business client.

If you have a dedicated space in your home used regularly and exclusively for business, you may qualify for a home office deduction. Measure the square footage and keep records of home expenses — mortgage/rent, utilities, insurance.

If you're self-employed or own a business, you're generally required to pay estimated taxes four times a year. Missing these payments can result in penalties — even if you pay in full at filing. We can help you calculate the right amount.

You can deduct vehicle expenses using the standard mileage rate or actual expenses. Keep a mileage log for every business trip. If you purchased a vehicle for business use, you may be able to deduct a large portion in the first year under Section 179.

Self-employed individuals can contribute significantly more to retirement accounts than W-2 employees. A SEP-IRA allows contributions up to 25% of net self-employment income. These contributions reduce your taxable income dollar-for-dollar.